- Direct Deposit/Internet Banking
- American Express
This is a new online offer. All layby items are interest free.
A 20% deposit is required and retained if final payment is not met within the time specified/at all.
Final payment must be made within 8 weeks of the order date.
Instructions to purchase online using eLayby:
Purchase your item and select 'Direct Deposit' as your method of payment. Please contact firstname.lastname@example.org - we will work out your deposit for you should you not have done so already. Your deposit of 20% of the total purchase price will secure your item for you. This payment must be made and received within two days of purchase. Payments for online layby items must be completed within 8 weeks from the date of purchase. You will only be invoiced once final payment has been received.
Please use your invoice number for each payment so that we are able to track it and place the payments against your outstanding amount - we will accept payments via credit card and online banking.
We will email you at 4 weeks and at 7 weeks with the outstanding amounts on your account to serve as a reminder so that you do not lose out on your item or forget to pay.
If you fail to make payments and/ or do not finalise your layby by the end of the lay by term (8 weeks) we have the right to keep your deposit (20% of the full price of the item/s), for administration, cancellation fees and to cover loss of the value of the goods. You will lose the right to your item/s and they will be resold.
If you have made payments on top of your deposit these will be refunded to you.
All items remain the property of The Perfume Bar until full payment has been received.
Internet Banking/Direct Deposit
Internet Banking/Direct Deposit is our preferred method of payment. There are no verification procedures necessary when using this payment method.
Internet Banking/Direct Deposit payments usually show in our account overnight with the exception of weekends. If a payment is made on a Friday, Saturday or Sunday, your order will be processed on the following Tuesday.
Funds need to show in our account before your order can be processed and shipped.
To ensure your order is processed promptly please ensure you use your order number and surname as reference so that your payment is easy for us to find.
Secure Payment Policy:
All Credit Card transactions are processed immediately with the Bank. The payment page is secured with 128 bit encryption. The card details you enter are safe because it is not stored or cached by the Perfume Bar, but is entered into a secure database at our payment gateway.
Payment for Internet banking/Direct deposit orders must be made within 5 working days. If payment is not made within this time the order will be cancelled and will need to be placed again.
We also perform random security checks on orders. This is to protect ourselves and our customers.
What is Oxipay?
Oxipay lets you spread the cost of your purchases over 8 weekly payments if your purchase is over $40 or more, or 4 fortnightly payments, making buying what you want that much easier.
When are my fortnightly payments processed?
Your first payment will be 25% of the purchase price for any purchase under $1000. The first payment is charged at the time of the purchase. Each subsequent instalment is charged every fortnight after the purchase date.
When are my weekly payments processed?
Your first payment will be 12.5% of the purchase price for any purchase under $1000. The first payment is charged at the time of purchase. Each subsequent instalment is charged every week after the purchase date.
To find out more about Oxipay, or to apply online, please visit www.oxipay.co.nz. Oxipay lending criteria, fees, terms and conditions apply.
What is Laybuy?
Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.
The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card.
To find out more about Laybuy, or to apply online, please visit www.laybuy.com/nz. Laybuy lending criteria, fees, terms and conditions apply.